amy-cheong2-jpg_040225

About The Author

Khairul Ruzaini

Khairul started SmartMamat.com to document what he learnt about Islamic Finance. He is passionate about everything finance, and strongly believes that it can go hand-in-hand with his faith. He secretly wishes that this website will grow into a one-stop platform where like-minded people (like you) can discover, learn and apply what is being shared here. If he is not on his laptop, you may find him at a coffeeshop or in a football field - like any other Malay guy.