About The Author

Khairul Ruzaini

Khairul started SmartMamat.com to document what he learnt about Islamic Finance. He is passionate about everything finance, and strongly believes that it can go hand-in-hand with his faith. He secretly wishes that this website will grow into a one-stop platform where like-minded people (like you) can discover, learn and apply what is being shared here. If he is not on his laptop, you may find him at a coffeeshop or in a football field - like any other Malay guy.